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Matters of the Heart. Has a Commercial Fuck turned into a torrid Love Affair which has turned your life upside down? Fear not. We have experts here who can help you through your roller coaster ride. Tell us your story and we'll do our best to help.

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  #61  
Old 28-05-2019, 06:33 PM
Swollew Swollew is offline
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Re: brothers here who are earning high income

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Originally Posted by Handsomerey View Post
20000 / month for male porn actor, that is great
Very great indeed
  #62  
Old 10-06-2019, 03:02 PM
Xiao_Zhu168 Xiao_Zhu168 is offline
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Re: brothers here who are earning high income

so many richies here
  #63  
Old 12-06-2019, 09:31 PM
TvampT TvampT is offline
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Re: brothers here who are earning high income

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Originally Posted by Xiao_Zhu168 View Post
so many richies here
Many rich people in Sg
  #64  
Old 12-06-2019, 09:47 PM
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Re: brothers here who are earning high income

Quote:
Originally Posted by ilovepantyhose View Post
when u invest, ensure a margin of safety. businesses with an economic moat can have a higher margin of safety



for blue chips: low debt ratio, geographical diversification, reasonable payout ratio (they dont borrow to pay dividends), revenue/profits not decreasing (at least stable), some defensive elements (telcos, utilities, transport)
I dun think telcos are classified as defensive stocks lor. Take M1 and Starhub, they have been paying so much dividend and actually eaten up their profit every year.

Telcos main income from is from subscription and handset sales. Now even Singtel is also changing their business model into cloud services and online gaming.

Btw seems like you are also a 'INer' member.
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  #65  
Old 12-06-2019, 10:37 PM
ilovepantyhose ilovepantyhose is offline
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Re: brothers here who are earning high income

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Originally Posted by urger View Post
I dun think telcos are classified as defensive stocks lor. Take M1 and Starhub, they have been paying so much dividend and actually eaten up their profit every year.

Telcos main income from is from subscription and handset sales. Now even Singtel is also changing their business model into cloud services and online gaming.

Btw seems like you are also a 'INer' member.
i would consider telecommunications to be a defensive business, because ppl use it everyday. same goes for other businesses like utilities, transport, medical, consumer staples, fnb. ppl take bus/mrt/taxi, somebody will fall sick/see doctor, ppl makan, ppl will pangsai and use toilet paper/soap

telcos are generally big and stable companies, starhub/m1 are smaller than singtel but they were profitable during the 三国时代. bigger companies tend to have low growth, hence the profits go back to the shareholders in the form of dividends, they may retain part of their profits for capex or some growth/acquisition. one of the metric to take note of is the payout ratio, if the ratio is >1, i think its a red flag, because the company is borrowing to pay dividends. its not sustainable in the long run

for some time, starhub payout ratio was quite high, but their revenue and profit were declining, so they had to cut dividend to a more sustainable ratio. m1 revenue and profit were declining too until they were taken private. i think the entry of the MNVOs played a part, because the share of the pie got smaller as sg is a small market

yes, telcos main business is mainly provision of telecommunication and internet services. going into cloud services and online gaming may be good because it create additional streams of income. singtel is quite diversifed as they have ventured overseas, whereas starhub/m1 are local still
  #66  
Old 12-06-2019, 10:39 PM
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Re: brothers here who are earning high income

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Originally Posted by sexcision View Post
I earn half of that. Barely enough to sustain my 2 kids...... but less the financial struggle, am quite happy with what I have thou definitely not enough for retirement......
"Barely enough" is after considering your wife's salary?
  #67  
Old 16-06-2019, 12:06 AM
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Re: brothers here who are earning high income

Went to genting dream cruise. Table roulette per bet is $20 minimum. FSG(electronic gaming) per bet is $2 minimum. 4 jackpot roulette. Table Big Small Dice per bet is $10.

Very hard to see ppl striking on one exact number table roulette at all. Only once i see someone strike exact number 2 times consecutively. I calculate if play a few rounds per game, will lose at most $400. If play 3 games lose $1200. I didn't touch the table bec if really lose, can never recover the losses. This is worse than genting malaysia. I dun know how to get platinum card to get access to genting club casino. Do u really need to play $2-3k just to get the platinum card and lose $10k just to maintain the card.

My winning rate at dream cruise is lagi worse than genting malaysia, cannot change table, know nuts about sic bo dice.

What will u do in my situation, play the table or the electronic roulette? And what will be the worst outcome of playing table at the end of the cruise? Lose $1k, $2k or more? Who is suitable to play for these high stakes game? $5k monthly salary?

Princess cruise or royal carribean got table roulette $5 per bet?
  #68  
Old 16-06-2019, 08:18 AM
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Re: brothers here who are earning high income

Hi everyone,

just asking since we are on the topic of high income... hope ts dun mind i asking in this thread..

how much should a avg person in sg have in their 30s or 40s
i mean in savings etc...

30s --- 100k or?
40s --- 100k ?

just curious to know the kpi on this

cheers
  #69  
Old 16-06-2019, 11:38 PM
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Re: brothers here who are earning high income

I also have a question, which industry is best to work for in Singapore for the next 5 years?
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  #70  
Old 21-06-2019, 09:06 PM
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Re: brothers here who are earning high income

Quote:
Originally Posted by TomMAffolter View Post
DOCTOR esp surgeon
COMMERCIAL LAWYER
MERCHANT BANKER
IT ENTERPRENEUR

now you know u can act on that?
I do SALES/MARKETING, if enter those companies means the company can do well and should be profitable right?
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  #71  
Old 25-06-2019, 01:36 PM
aurahiongka aurahiongka is offline
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Re: brothers here who are earning high income

zzzzz, typo err

Last edited by aurahiongka; 25-06-2019 at 01:47 PM. Reason: wrong info
  #72  
Old 25-06-2019, 10:28 PM
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Venom22232425 Venom22232425 is offline
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Re: brothers here who are earning high income

High income = Good health so you get to enjoy your wealth. Most people are overly engrossed on the amount of "papers" they can generate and forget about their health. I ever encountered two owners I worked for who were/are in their 50s but look as though they are in their 60s due to a lack of rest and constantly demand for more figures and at that age, they were/are still crazy about money to the point I shook my head when I was on the verge of departing. Money is important that is for sure, to say that it isn't would be lying to make oneself feel better about themselves. Still, true wealth is 1. Healthy. 2. Money and Happiness. Most people either look backward and look too far away and forget about living in the moment.
  #73  
Old 28-06-2019, 07:28 PM
TvampT TvampT is offline
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Re: brothers here who are earning high income

Quote:
Originally Posted by Venom22232425 View Post
High income = Good health so you get to enjoy your wealth. Most people are overly engrossed on the amount of "papers" they can generate and forget about their health. I ever encountered two owners I worked for who were/are in their 50s but look as though they are in their 60s due to a lack of rest and constantly demand for more figures and at that age, they were/are still crazy about money to the point I shook my head when I was on the verge of departing. Money is important that is for sure, to say that it isn't would be lying to make oneself feel better about themselves. Still, true wealth is 1. Healthy. 2. Money and Happiness. Most people either look backward and look too far away and forget about living in the moment.
Very well said bro!
  #74  
Old 05-07-2019, 05:47 PM
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Re: brothers here who are earning high income

Quote:
Originally Posted by Venom22232425 View Post
High income = Good health so you get to enjoy your wealth. Most people are overly engrossed on the amount of "papers" they can generate and forget about their health. I ever encountered two owners I worked for who were/are in their 50s but look as though they are in their 60s due to a lack of rest and constantly demand for more figures and at that age, they were/are still crazy about money to the point I shook my head when I was on the verge of departing. Money is important that is for sure, to say that it isn't would be lying to make oneself feel better about themselves. Still, true wealth is 1. Healthy. 2. Money and Happiness. Most people either look backward and look too far away and forget about living in the moment.
I’m the other way round. Just went for health check, everything very good, doctor said my health passed with flying colors, even for a mid-30’s in today’s world (compared to some 20 somethings who have wrecked their health big time)

But as a mid-30, I’m just a typical salaryman. I have heard many rags to riches stories but I think those who never made it, are 100x more. In this society, I think only those are already rich can get richer. All the good investment opportunities I’ve come across need you to have a good amount of capital beforehand. Sigh.
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  #75  
Old 07-07-2019, 12:29 AM
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Quote:
Originally Posted by lotsfits80 View Post
I’m the other way round. Just went for health check, everything very good, doctor said my health passed with flying colors, even for a mid-30’s in today’s world (compared to some 20 somethings who have wrecked their health big time)

But as a mid-30, I’m just a typical salaryman. I have heard many rags to riches stories but I think those who never made it, are 100x more. In this society, I think only those are already rich can get richer. All the good investment opportunities I’ve come across need you to have a good amount of capital beforehand. Sigh.
Start to plan for medical insurance since u do not have any pre-existing medical condition. Hospital bills is not cheap and relying on medishield is not enough.

But better u ask if u cause your own injury how and dun follow rules etc? Like jaywalking, escooter illegally on road? Can claim medical insurance or not?
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