Quote:
Originally Posted by funboi
Just how many people will go into every details. Mostly they just buy it out of convenience and don't think for the worst till it happen 5555.
So IMO it is important to travel with credit card with sufficient credit limit. 
Those that need to claim back in sg, make sure keep every single bills and most importantly the medical reports. Anything missing is cannot claim full amount.
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but this one is good to know since you mentioned. |
1 - when you are hospitalized and not in good health it is a torture to know that there is a list of admin work to be done for claim. Who will want to be in such situation?
2 - Insurance of USD50K is about SGD68K. Round it to SGD60K. Four times credit limit is SGD15K. How many of us earn SGD15K per month? Expect the bill to be about USD50K since they mention this amount.
3 - once you are back and submit your claim and the insurance company asks for this and that document, you can say 'bye bye' to that amount. Do you seriously think they will forward you missing document when you send a mail to them.
Please embrace the mindset that you cannot get back 100%.
Any unlucky bro which had such experiences and willing to, please share for the benefits of everyone. Most of us go with the mindset that we will NOT get Covid and do not discount scam. That will serve a wake up call from the horse mouth to anticipate the worst.
*** Rojak *** I can't just bo chap, you kenna none of my biz.
Just wanna raise some points for fellow countryman and having same hobby to take note. Last thing you want is you had spend SGD60K or more staying in hospital or quarantine for those who want to try their luck.
Please take care.